The Sub-Committee on Migration and Development (SCMD) of the Cagayan Valley Social Development Committee, in collaboration with the Department of Migrant Workers (DMW) and the Overseas Workers Welfare Administration (OWWA), conducted the 2025 Migration and Development Forum on 15 December 2025 at the Go Hotels Plus in Tuguegarao City, Cagayan. The forum aims to strengthen the economic and financial literacy of Overseas Filipino
Workers (OFWs) and returning migrant workers in the region.
Ms. Maria Elena A. Madriaga of the Bangko Sentral ng Pilipinas discussed on debt management, the basics of investing, and scam and fraud prevention. Landbank Bank of the Philippines Assistant Vice President Michael R. Dela Cruz discussed the Unit Investment Trust Fund facilities for OFWs. Mr. Reyson Joseph T. Robles of the Pag-IBIG Fund presented the agencyโs savings and investment programs for OFWs. Ms. Mona Lisa Valle of the Department … Read more ยป



















